Quick Icons

 The Quick Icon plugin group is used to provide notification that updates to Joomla! or installed extensions are available and should be applied. These notifications display on your administrator control panel, which is the page you see when you first log in to your site administrator.

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  • Quick icon - Joomla! extensions updates notification Help.
  • Quick icon - Joomla! update notification Help

Captcha

The Captcha plugins are used to prevent spam submissions on your forms such as registration, contact and login. You basic installation of Joomla includes one Captcha plugin which leverages the ReCaptcha® service but you may install other plugins connecting to different Captcha systems.

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Note: ReCaptcha is a the trademark of Google Inc. and is an independent product not associated with or endorsed by the Joomla Project. You will need to register and agree to the Terms of Service at Recaptcha.net to use this plugin. Complete instructions are available if you edit the ReCaptcha plugin in the Plugin Manager.

Loans

SME Short Term Loans

PURPOSE:

  • To meet temporary shortfall / mismatch in liquidity, for meeting genuine business requirements only.

ENTERPRISES GROUP:

  • Micro, Small & Medium Enterprises as per Regulatory definition and all other entities with annual sales turnover up to Rs. 150/- crores.

ELIGIBILITY CRITERIA

  • Satisfactory credit rating for the last three years.(BOB-5 & ABOVE)

  • Latest Balance Sheet etc. should be available.

  • Satisfactory financial performance in terms of sales / turnover and profits. Negative variance, if any, should not be more than 10%.

  • Satisfactory dealings with the Bank for at least three years.

LOAN AMOUNT:

  • Upto 25% of the existing Fund based Working capital limits (depending on the Credit Rating), subject to a minimum of Rs. 10 Lakhs and maximum of Rs. 250 Lakhs.

PERIOD:

  • To be repaid in 12 months including moratorium period.

SECURITY

  • First charge / Equitable mortgage of fixed assets of the company / firm or extension of existing first charge / equitable mortgage of fixed assets, ensuring that there is a minimum asset cover of 1.25.
  • Extension of Charge on current assets for the additional facility ensuring that adequate drawing power is available.

  • Extension of all existing guarantees of Directors / Third party guarantees to cover the additional facility.

RATE OF INTEREST:

  • As applicable to existing working capital facilities.

PROCESSING CHARGES:

  • 25% concession in applicable charges.

Authentication

The authentication plugins operate when users login to your site or administrator. The Joomla! authentication plugin is in operation by default but you can enable Gmail or LDAP or install a plugin for a different system. An example is included that may be used to create a new authentication plugin.

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Editors-xtd

These plugins are the buttons found beneath your editor. They only run when an editor plugin runs.

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  • Editor Button: Image Help
  • Editor Button: Readmore Help
  • Editor Button: Page Break Help
  • Editor Button: Article Help

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  • None